@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Playfair+Display:wght@400;600;700&display=swap');

:root {
  --navy: #1a2744;
  --navy-light: #2c4a8f;
  --navy-mid: #223568;
  --gold: #c9a84c;
  --gold-light: #e8d5a3;
  --gold-dark: #a8862e;
  --copper: #b5652d;
  --bg-light: #f4f5f8;
  --bg-white: #ffffff;
  --bg-card: #fafbfd;
  --text-primary: #1a2744;
  --text-secondary: #4a5568;
  --text-muted: #718096;
  --border: #e2e8f0;
  --border-light: #edf0f7;
  --shadow-sm: 0 2px 8px rgba(26,39,68,0.07);
  --shadow-md: 0 4px 20px rgba(26,39,68,0.10);
  --shadow-lg: 0 8px 40px rgba(26,39,68,0.13);
  --radius: 12px;
  --radius-sm: 8px;
  --radius-lg: 20px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Inter', sans-serif;
  background: var(--bg-light);
  color: var(--text-primary);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Playfair Display', serif;
  color: var(--navy);
  line-height: 1.3;
  font-weight: 700;
}

h1 { font-size: clamp(2rem, 4vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.6rem); }
h4 { font-size: 1.15rem; }

p { color: var(--text-secondary); line-height: 1.8; }

a { color: var(--navy-light); text-decoration: none; transition: color 0.25s; }
a:hover { color: var(--gold); }

img { max-width: 100%; height: auto; display: block; }

ul { list-style: none; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.container-wide { max-width: 1400px; margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: 860px; margin: 0 auto; padding: 0 24px; }

/* ======== NAVIGATION ======== */
.site-header {
  background: var(--bg-white);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 16px rgba(26,39,68,0.06);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  gap: 32px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  flex-shrink: 0;
}

.logo-mark {
  width: 40px;
  height: 40px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.logo-mark::after {
  content: 'P';
  font-family: 'Playfair Display', serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--gold);
}

.logo-text {
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: -0.5px;
}

.logo-text span { color: var(--gold); }

.main-nav { display: flex; align-items: center; gap: 4px; }

.main-nav a {
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text-secondary);
  padding: 6px 12px;
  border-radius: var(--radius-sm);
  transition: all 0.2s;
  white-space: nowrap;
  letter-spacing: 0.02em;
}

.main-nav a:hover,
.main-nav a.active {
  color: var(--navy);
  background: var(--bg-light);
}

.nav-dropdown { position: relative; }

.nav-dropdown > a { display: flex; align-items: center; gap: 4px; }
.nav-dropdown > a::after { content: '▾'; font-size: 0.7em; opacity: 0.6; }

.dropdown-menu {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  min-width: 220px;
  padding: 8px;
  opacity: 0;
  pointer-events: none;
  transform: translateY(-6px);
  transition: all 0.2s;
  z-index: 100;
}

.nav-dropdown:hover .dropdown-menu {
  opacity: 1;
  pointer-events: all;
  transform: translateY(0);
}

.dropdown-menu a {
  display: block;
  padding: 8px 14px;
  font-size: 0.875rem;
  color: var(--text-secondary);
  border-radius: var(--radius-sm);
  white-space: nowrap;
}

.dropdown-menu a:hover {
  background: var(--bg-light);
  color: var(--navy);
}

.header-actions { display: flex; align-items: center; gap: 12px; flex-shrink: 0; }

.btn-header {
  background: var(--navy);
  color: #fff !important;
  padding: 9px 20px;
  border-radius: var(--radius-sm);
  font-size: 0.875rem;
  font-weight: 600;
  transition: all 0.2s;
  border: none;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.btn-header:hover {
  background: var(--navy-light);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.hamburger {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  flex-direction: column;
  gap: 5px;
}

.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: all 0.25s;
}

/* ======== BUTTONS ======== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 28px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  transition: all 0.25s;
  border: 2px solid transparent;
  font-family: 'Inter', sans-serif;
  letter-spacing: 0.01em;
}

.btn-primary {
  background: var(--navy);
  color: #fff;
  border-color: var(--navy);
}

.btn-primary:hover {
  background: var(--navy-light);
  border-color: var(--navy-light);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-secondary {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}

.btn-secondary:hover {
  background: var(--navy);
  color: #fff;
  transform: translateY(-2px);
}

.btn-gold {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.btn-gold:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-outline-gold {
  background: transparent;
  color: var(--gold);
  border-color: var(--gold);
}

.btn-outline-gold:hover {
  background: var(--gold);
  color: var(--navy);
}

.btn-lg { padding: 15px 36px; font-size: 1rem; }
.btn-sm { padding: 8px 18px; font-size: 0.82rem; }

/* ======== HERO ======== */
.hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-mid) 50%, #1e3a6e 100%);
  min-height: 88vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 50%, rgba(44,74,143,0.3) 0%, transparent 60%),
    radial-gradient(ellipse 50% 40% at 20% 80%, rgba(201,168,76,0.08) 0%, transparent 50%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  position: relative;
  z-index: 1;
  padding: 80px 0;
}

.hero-content { max-width: 560px; }

.hero-eyebrow {
  font-family: 'Inter', sans-serif;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
}

.hero h1 {
  color: #fff;
  margin-bottom: 24px;
  line-height: 1.15;
}

.hero h1 em {
  font-style: normal;
  color: var(--gold-light);
}

.hero-description {
  color: rgba(255,255,255,0.72);
  font-size: 1.05rem;
  line-height: 1.75;
  margin-bottom: 36px;
}

.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }

.hero-metrics {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 48px;
}

.hero-metric {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 18px 20px;
  backdrop-filter: blur(6px);
}

.hero-metric-num {
  font-family: 'Playfair Display', serif;
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--gold-light);
  display: block;
  margin-bottom: 4px;
}

.hero-metric-label {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.55);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.hero-visual {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-image-wrap {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 24px 60px rgba(0,0,0,0.4);
  border: 1px solid rgba(255,255,255,0.1);
  position: relative;
}

.hero-image-wrap img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  display: block;
}

.hero-chart-card {
  position: absolute;
  bottom: -20px;
  left: -30px;
  background: rgba(255,255,255,0.95);
  border-radius: var(--radius);
  padding: 16px 20px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
  min-width: 180px;
}

.hero-chart-card .card-label {
  font-size: 0.72rem;
  font-weight: 600;
  color: var(--text-muted);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 6px;
}

.hero-chart-card .card-value {
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--navy);
}

.hero-chart-card .card-change {
  font-size: 0.78rem;
  color: #22c55e;
  font-weight: 600;
  margin-top: 2px;
}

/* ======== SECTIONS ======== */
.section { padding: 80px 0; }
.section-sm { padding: 50px 0; }
.section-lg { padding: 110px 0; }
.section-white { background: var(--bg-white); }
.section-light { background: var(--bg-light); }
.section-dark { background: var(--navy); }
.section-navy { background: var(--navy-mid); }

.section-header { margin-bottom: 52px; }
.section-header.center { text-align: center; }

.section-label {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 14px;
}

.section-header h2 { margin-bottom: 16px; }

.section-header p {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 560px;
}

.section-header.center p { margin: 0 auto; }

/* ======== CARDS ======== */
.card {
  background: var(--bg-white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s;
}

.card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
  border-color: var(--gold-light);
}

.card-body { padding: 28px; }

.card-image { aspect-ratio: 16/9; overflow: hidden; }
.card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.4s;
}
.card:hover .card-image img { transform: scale(1.04); }

.card-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}

.tag {
  display: inline-flex;
  align-items: center;
  padding: 3px 10px;
  border-radius: 100px;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.tag-navy { background: rgba(26,39,68,0.08); color: var(--navy); }
.tag-gold { background: rgba(201,168,76,0.15); color: var(--gold-dark); }
.tag-blue { background: rgba(44,74,143,0.1); color: var(--navy-light); }

.card-date { font-size: 0.78rem; color: var(--text-muted); }

.card-title { margin-bottom: 10px; font-size: 1.1rem; }
.card-text { font-size: 0.9rem; color: var(--text-muted); margin-bottom: 18px; }

.card-footer {
  padding: 16px 28px;
  border-top: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.read-more {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy-light);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap 0.2s;
}

.read-more:hover { gap: 10px; color: var(--gold); }
.read-more::after { content: '→'; }

/* ======== STAT CARDS ======== */
.stat-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.stat-card {
  background: var(--bg-white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  padding: 28px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  position: relative;
  overflow: hidden;
}

.stat-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold) 0%, var(--navy-light) 100%);
}

.stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--navy);
  display: block;
  line-height: 1.1;
  margin-bottom: 6px;
}

.stat-unit { color: var(--gold); font-size: 1.4rem; }
.stat-label { font-size: 0.82rem; color: var(--text-muted); line-height: 1.4; }
.stat-desc { font-size: 0.75rem; color: var(--text-muted); margin-top: 4px; }

/* ======== FEATURE GRID ======== */
.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.feature-card {
  background: var(--bg-white);
  border-radius: var(--radius);
  padding: 32px 28px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  transition: all 0.3s;
}

.feature-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--gold-light);
  transform: translateY(-3px);
}

.feature-icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  font-size: 22px;
}

.feature-card h3 { font-size: 1.1rem; margin-bottom: 10px; }
.feature-card p { font-size: 0.88rem; color: var(--text-muted); }

/* ======== GRID LAYOUTS ======== */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.grid-2-1 { display: grid; grid-template-columns: 2fr 1fr; gap: 40px; }
.grid-1-2 { display: grid; grid-template-columns: 1fr 2fr; gap: 40px; }

/* ======== ARTICLE CONTENT ======== */
.article-content {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 52px 60px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}

.article-content h2 {
  font-size: 1.7rem;
  margin: 36px 0 16px;
  padding-top: 8px;
  border-top: 2px solid var(--border-light);
}

.article-content h2:first-child { border-top: none; margin-top: 0; }
.article-content h3 { font-size: 1.2rem; margin: 24px 0 12px; color: var(--navy-light); }
.article-content p { margin-bottom: 18px; }

.article-content ul, .article-content ol {
  margin: 16px 0 20px 20px;
  list-style: disc;
}

.article-content ol { list-style: decimal; }

.article-content li {
  color: var(--text-secondary);
  margin-bottom: 8px;
  line-height: 1.7;
}

.article-content blockquote {
  border-left: 4px solid var(--gold);
  margin: 28px 0;
  padding: 20px 28px;
  background: rgba(201,168,76,0.06);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}

.article-content blockquote p {
  font-size: 1.05rem;
  font-style: italic;
  color: var(--navy);
  margin: 0;
}

.article-content .info-box {
  background: rgba(44,74,143,0.05);
  border: 1px solid rgba(44,74,143,0.15);
  border-radius: var(--radius);
  padding: 22px 26px;
  margin: 24px 0;
}

.article-content .info-box p { margin: 0; }
.article-content .info-box strong { color: var(--navy); }

/* ======== DATA TABLE ======== */
.data-table-wrap {
  overflow-x: auto;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--bg-white);
}

.data-table th {
  background: var(--navy);
  color: rgba(255,255,255,0.9);
  padding: 14px 20px;
  text-align: left;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  white-space: nowrap;
}

.data-table td {
  padding: 14px 20px;
  border-bottom: 1px solid var(--border-light);
  font-size: 0.9rem;
  color: var(--text-secondary);
}

.data-table tr:last-child td { border-bottom: none; }
.data-table tr:hover td { background: var(--bg-light); }

.data-table td strong { color: var(--navy); font-weight: 600; }

.td-positive { color: #22c55e !important; font-weight: 600; }
.td-negative { color: #ef4444 !important; font-weight: 600; }
.td-gold { color: var(--gold-dark) !important; font-weight: 600; }

/* ======== MINI CHART BARS ======== */
.mini-bar-chart { display: flex; align-items: flex-end; gap: 4px; height: 48px; }

.mini-bar {
  flex: 1;
  background: linear-gradient(to top, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: 3px 3px 0 0;
  opacity: 0.7;
  transition: opacity 0.2s;
}

.mini-bar:hover { opacity: 1; }
.mini-bar.highlight { background: linear-gradient(to top, var(--gold-dark) 0%, var(--gold) 100%); opacity: 1; }

/* ======== PROGRESS BARS ======== */
.progress-list { display: flex; flex-direction: column; gap: 18px; }

.progress-item { }
.progress-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
}
.progress-label { font-size: 0.88rem; font-weight: 600; color: var(--navy); }
.progress-value { font-size: 0.88rem; font-weight: 700; color: var(--gold-dark); }

.progress-track {
  height: 8px;
  background: var(--bg-light);
  border-radius: 100px;
  overflow: hidden;
  border: 1px solid var(--border);
}

.progress-fill {
  height: 100%;
  border-radius: 100px;
  background: linear-gradient(90deg, var(--navy) 0%, var(--navy-light) 100%);
  transition: width 1.2s ease;
}

.progress-fill.gold { background: linear-gradient(90deg, var(--gold-dark) 0%, var(--gold) 100%); }

/* ======== BREADCRUMB ======== */
.breadcrumb {
  background: var(--bg-white);
  border-bottom: 1px solid var(--border);
  padding: 14px 0;
}

.breadcrumb-list {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}

.breadcrumb-list li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  color: var(--text-muted);
}

.breadcrumb-list li::after {
  content: '/';
  color: var(--border);
}

.breadcrumb-list li:last-child::after { display: none; }

.breadcrumb-list a { color: var(--navy-light); font-weight: 500; }
.breadcrumb-list a:hover { color: var(--gold); }
.breadcrumb-list .current { color: var(--text-primary); font-weight: 600; }

/* ======== PAGE HERO ======== */
.page-hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-mid) 100%);
  padding: 64px 0 56px;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: 500px;
  height: 100%;
  background: radial-gradient(ellipse 70% 80% at 80% 50%, rgba(44,74,143,0.4) 0%, transparent 70%);
  pointer-events: none;
}

.page-hero-label {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
}

.page-hero h1 { color: #fff; margin-bottom: 16px; }
.page-hero p { color: rgba(255,255,255,0.7); font-size: 1.05rem; max-width: 580px; }

/* ======== SIDEBAR ======== */
.sidebar-card {
  background: var(--bg-white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  margin-bottom: 24px;
}

.sidebar-title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 18px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--gold-light);
}

.sidebar-list li {
  padding: 10px 0;
  border-bottom: 1px solid var(--border-light);
  display: flex;
  align-items: flex-start;
  gap: 10px;
}

.sidebar-list li:last-child { border-bottom: none; }

.sidebar-list a {
  font-size: 0.88rem;
  color: var(--text-secondary);
  line-height: 1.5;
  transition: color 0.2s;
  flex: 1;
}

.sidebar-list a:hover { color: var(--navy); }

.sidebar-dot {
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
  flex-shrink: 0;
  margin-top: 7px;
}

/* ======== CONTACT FORM ======== */
.contact-form { display: flex; flex-direction: column; gap: 20px; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-row.full { grid-template-columns: 1fr; }

.form-group { display: flex; flex-direction: column; gap: 6px; }

.form-label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.01em;
}

.form-required { color: var(--gold); margin-left: 2px; }

.form-control {
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 12px 16px;
  font-size: 0.9rem;
  color: var(--text-primary);
  font-family: 'Inter', sans-serif;
  transition: all 0.2s;
  outline: none;
  width: 100%;
}

.form-control:focus {
  border-color: var(--navy-light);
  background: var(--bg-white);
  box-shadow: 0 0 0 3px rgba(44,74,143,0.08);
}

.form-control::placeholder { color: var(--text-muted); }

textarea.form-control { resize: vertical; min-height: 130px; }

select.form-control { cursor: pointer; }

.form-note { font-size: 0.78rem; color: var(--text-muted); margin-top: 3px; }

.form-checkbox { display: flex; align-items: flex-start; gap: 10px; cursor: pointer; }
.form-checkbox input { margin-top: 2px; accent-color: var(--navy); cursor: pointer; }
.form-checkbox span { font-size: 0.85rem; color: var(--text-secondary); line-height: 1.5; }

.success-message {
  display: none;
  background: linear-gradient(135deg, #f0fdf4 0%, #dcfce7 100%);
  border: 1px solid #86efac;
  border-radius: var(--radius);
  padding: 24px 28px;
  text-align: center;
}

.success-message.show { display: block; }

.success-icon {
  width: 56px;
  height: 56px;
  background: #22c55e;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 14px;
  font-size: 24px;
  color: #fff;
}

.success-message h3 { color: #15803d; margin-bottom: 8px; }
.success-message p { color: #166534; font-size: 0.9rem; }

/* ======== FOOTER ======== */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.65);
  padding: 64px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand .logo-text { color: #fff; }
.footer-brand .logo-text span { color: var(--gold); }

.footer-tagline {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.5);
  margin-top: 12px;
  line-height: 1.7;
  max-width: 280px;
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-top: 16px;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.55);
}

.footer-contact-icon {
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 1px;
  font-size: 15px;
}

.footer-heading {
  font-family: 'Playfair Display', serif;
  font-size: 0.9rem;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
  letter-spacing: 0.04em;
  margin-bottom: 20px;
  text-transform: uppercase;
  font-size: 0.8rem;
}

.footer-links { display: flex; flex-direction: column; gap: 10px; }

.footer-links a {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.5);
  transition: color 0.2s;
  display: flex;
  align-items: center;
  gap: 6px;
}

.footer-links a::before { content: '›'; color: var(--gold); }
.footer-links a:hover { color: rgba(255,255,255,0.9); }

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 0;
  gap: 20px;
  flex-wrap: wrap;
}

.footer-copy {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.35);
}

.footer-bottom-links {
  display: flex;
  gap: 20px;
}

.footer-bottom-links a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
  transition: color 0.2s;
}

.footer-bottom-links a:hover { color: var(--gold); }

.footer-disclaimer {
  background: rgba(0,0,0,0.15);
  padding: 16px 0;
  border-top: 1px solid rgba(255,255,255,0.05);
  margin-top: 0;
}

.footer-disclaimer p {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.3);
  text-align: center;
  line-height: 1.6;
}

/* ======== POLICY PAGES ======== */
.policy-page {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 52px 64px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}

.policy-page h2 {
  font-size: 1.45rem;
  margin: 36px 0 14px;
  color: var(--navy);
  border-left: 4px solid var(--gold);
  padding-left: 14px;
}

.policy-page h2:first-child { margin-top: 0; }
.policy-page h3 { font-size: 1.1rem; margin: 22px 0 10px; color: var(--navy-light); }
.policy-page p { margin-bottom: 16px; font-size: 0.95rem; line-height: 1.8; }

.policy-page ul {
  margin: 12px 0 18px 22px;
  list-style: disc;
}

.policy-page ul li {
  color: var(--text-secondary);
  margin-bottom: 8px;
  font-size: 0.95rem;
  line-height: 1.7;
}

.policy-info-box {
  background: rgba(44,74,143,0.04);
  border: 1px solid rgba(44,74,143,0.12);
  border-radius: var(--radius);
  padding: 20px 24px;
  margin: 20px 0;
}

.policy-info-box p { margin: 0; font-size: 0.9rem; }
.policy-info-box strong { color: var(--navy); }

.policy-update-bar {
  background: rgba(201,168,76,0.1);
  border: 1px solid var(--gold-light);
  border-radius: var(--radius-sm);
  padding: 12px 18px;
  margin-bottom: 32px;
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.85rem;
  color: var(--gold-dark);
  font-weight: 500;
}

/* ======== MISC COMPONENTS ======== */
.divider {
  height: 1px;
  background: var(--border);
  margin: 32px 0;
}

.gold-divider {
  height: 3px;
  width: 48px;
  background: linear-gradient(90deg, var(--gold) 0%, var(--gold-light) 100%);
  border-radius: 2px;
  margin: 12px 0 20px;
}

.text-gold { color: var(--gold); }
.text-navy { color: var(--navy); }
.text-muted { color: var(--text-muted); }
.text-center { text-align: center; }
.text-right { text-align: right; }

.fw-bold { font-weight: 700; }
.fw-600 { font-weight: 600; }

.mt-4 { margin-top: 16px; }
.mt-6 { margin-top: 24px; }
.mt-8 { margin-top: 32px; }
.mb-4 { margin-bottom: 16px; }
.mb-6 { margin-bottom: 24px; }
.mb-8 { margin-bottom: 32px; }

.align-center { align-items: center; }

.highlight-text {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.gold-highlight {
  color: var(--gold-dark);
  font-weight: 700;
}

.numbered-list { counter-reset: item; list-style: none; margin: 0; }
.numbered-list li {
  counter-increment: item;
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 14px 0;
  border-bottom: 1px solid var(--border-light);
}
.numbered-list li:last-child { border-bottom: none; }
.numbered-list li::before {
  content: counter(item, decimal-leading-zero);
  font-family: 'Playfair Display', serif;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--gold);
  flex-shrink: 0;
  width: 34px;
}

.icon-list { list-style: none; margin: 0; }
.icon-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 8px 0;
  font-size: 0.9rem;
  color: var(--text-secondary);
}
.icon-list li::before { content: '✦'; color: var(--gold); flex-shrink: 0; font-size: 0.6em; margin-top: 5px; }

.two-col-text { columns: 2; column-gap: 40px; }
.two-col-text p { break-inside: avoid; }

.quote-card {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  border-radius: var(--radius-lg);
  padding: 40px 44px;
  position: relative;
  overflow: hidden;
}

.quote-card::before {
  content: '"';
  font-family: 'Playfair Display', serif;
  font-size: 10rem;
  color: rgba(255,255,255,0.05);
  position: absolute;
  top: -20px;
  left: 20px;
  line-height: 1;
}

.quote-card p {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.85);
  font-style: italic;
  line-height: 1.75;
  position: relative;
}

.quote-author {
  margin-top: 20px;
  font-size: 0.85rem;
  color: var(--gold-light);
  font-weight: 600;
  position: relative;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 28px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: linear-gradient(90deg, var(--gold-light) 0%, var(--gold) 50%, var(--gold-light) 100%);
  z-index: 0;
}

.step-card {
  background: var(--bg-white);
  border-radius: var(--radius);
  padding: 28px 22px;
  text-align: center;
  border: 1px solid var(--border);
  position: relative;
  z-index: 1;
  box-shadow: var(--shadow-sm);
}

.step-number {
  width: 48px;
  height: 48px;
  background: var(--navy);
  color: var(--gold-light);
  border-radius: 50%;
  font-family: 'Playfair Display', serif;
  font-size: 1.2rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  border: 3px solid var(--bg-white);
  box-shadow: 0 0 0 2px var(--gold-light);
}

.step-card h4 { font-size: 0.95rem; margin-bottom: 8px; }
.step-card p { font-size: 0.82rem; color: var(--text-muted); }

.info-ribbon {
  background: linear-gradient(90deg, rgba(201,168,76,0.08) 0%, rgba(44,74,143,0.05) 100%);
  border-left: 4px solid var(--gold);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  padding: 16px 22px;
  margin: 20px 0;
}

.info-ribbon p { margin: 0; font-size: 0.9rem; }
.info-ribbon strong { color: var(--navy); }

/* ======== MOBILE MENU ======== */
.mobile-nav {
  display: none;
  background: var(--bg-white);
  border-top: 1px solid var(--border);
  padding: 16px;
  flex-direction: column;
  gap: 4px;
  position: absolute;
  width: 100%;
  top: 72px;
  left: 0;
  z-index: 999;
  box-shadow: var(--shadow-lg);
}

.mobile-nav.open { display: flex; }

.mobile-nav a {
  padding: 10px 14px;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text-secondary);
  border-radius: var(--radius-sm);
  display: block;
}

.mobile-nav a:hover {
  background: var(--bg-light);
  color: var(--navy);
}

.mobile-nav .mobile-section-title {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-muted);
  padding: 10px 14px 4px;
}

/* ======== SCROLL ANIMATION ======== */
.fade-in { opacity: 0; transform: translateY(20px); transition: opacity 0.6s, transform 0.6s; }
.fade-in.visible { opacity: 1; transform: translateY(0); }

/* ======== BACK TO TOP ======== */
.back-to-top {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 46px;
  height: 46px;
  background: var(--navy);
  color: #fff;
  border: none;
  border-radius: 50%;
  cursor: pointer;
  font-size: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-md);
  opacity: 0;
  pointer-events: none;
  transition: all 0.3s;
  z-index: 500;
}

.back-to-top.visible { opacity: 1; pointer-events: all; }
.back-to-top:hover { background: var(--gold-dark); transform: translateY(-2px); }

/* ======== RESPONSIVE ======== */
@media (max-width: 1100px) {
  .stat-grid { grid-template-columns: repeat(2, 1fr); }
  .feature-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid::before { display: none; }
}

@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero-visual { display: none; }
  .grid-2, .grid-2-1, .grid-1-2 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .grid-4 { grid-template-columns: 1fr 1fr; }
  .main-nav, .header-actions .btn-header { display: none; }
  .hamburger { display: flex; }
  .article-content { padding: 32px 24px; }
  .policy-page { padding: 32px 28px; }
  .form-row { grid-template-columns: 1fr; }
  .two-col-text { columns: 1; }
}

@media (max-width: 600px) {
  .section { padding: 56px 0; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr; }
  .stat-grid { grid-template-columns: 1fr 1fr; }
  .hero-metrics { grid-template-columns: 1fr 1fr; }
  .feature-grid { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
}